Our pricing

Moneff pricing offers flexibility regardless if you are the UK SME, a Sole trader or a large multinational corporation. See the pricing breakdown and criteria below.

BASIC*

£0.00 / month
Get Started

PREMIUM*

£25.00 / month
Get Started

BESPOKE

Custom price
Get Started
Free account set up
The price you pay to open your Moneff account
Monthly fee
Monthly fee for maintaining a Moneff Account
GBP account
GBP accout with account number and sort code
EUR account
Currency exchange
Currency exchange with competitive FX rates
Moneff to Moneff transfers
Transferring funds between Moneff accounts
Web access
Access through web browser
Incoming GBP transactions
Adding funds into or receiving GBP payments into your Moneff account with UK Faster Payment
Incoming EUR transactions
Outgoing GBP transactions
Withdrawing GBP funds or making GBP payments from your Moneff account using UK Faster Payment
Outgoing EUR transactions
USD, EUR + Other currencies
Other currencies are available upon request
International SWIFT transactions
International SWIFT transactions
BACS
CHAPS
Merchant account
A merchant account allowing you to accept card payments
Mobile app
We are launching a mobile app to help you manage your Moneff account on the go
Debit cards
Eligibility
UK registered sole traders and freelancers
UK Limited companies with simple ownership structure
UK Limited companies with complex ownership structure
UK companies with non-resident UBO or Director
Companies registered outside of UK
 
 
  • Free
  • £0.50
  • €0.50
  • £0.50
  • €0.50
  • On request
  • On request
  • On request
  • On request
  • On request
  • Coming soon
  • Coming soon
  • Get Started
  • £25
  • On request
  • On request
  • On request
  • On request
  • On request
  • Coming soon
  • Coming soon
  • Get Started
  • Quote required
  • Quote required
  • Quote required
  • Quote required
  • Quote required
  • Quote required
  • On request
  • On request
  • On request
  • On request
  • On request
  • Coming soon
  • Coming soon
  • Get Started
Criteria

* To apply for a BASIC and PREMIUM account with Moneff, must meet our eligibility criteria.

When you apply for a Moneff Account as an individual or a freelancer You must be a resident of United Kingdom registered as a sole-trader and not involved in an activity (transactions) that Moneff at its sole discretion regards as prohibited or otherwise restricted;

When you apply for a Moneff Account as a legal entity You must be a United Kingdom registered limited company not involved in an industry (transactions) that Moneff at its sole discretion regards as prohibited or otherwise restricted, further provided that you meet all of the below criteria:

  1. you are directly owned by residents of United Kingdom only and your directors are United Kingdom residents only;
  2. you have up to 50 employees
  3. Your annual turnover is up to £2 million. (with exceptions to Restaurants, Hotels, Cafes, Pubs, Retail shops, Grocery stores, Takeaways, Dry cleaners and other businesses that are carried out through physical presence)

Prohibited transaction Activities (transactions) that Moneff currently regards as prohibited are detailed in the ‘Prohibited Transactions’ section of the Terms and Conditions.

Change of circumstances If your circumstances change and you no more qualify for ‘Basic’ or ‘Standard’ accounts, we will issue you our ‘Bespoke’ Fees and Commissions. If you do not accept these within the designated term, we retain the right to suspend the Services until the applicable Fees and Commissions are agreed.

Bespoke plan If you do not qualify for ‘Basic’ or ‘Standard’ accounts, we will send you the ‘Bespoke’ fees and commissions together with the confirmation of opening your Moneff Account. You have the right to either accept or decline the offer.

Other products and services Services that are not covered in the above table, including the newly introduced Services, will be subject to the Fees and Commissions charged by Moneff when such Services are accessed or ordered".

Common questions

Moneff is a payment institution, not a bank. We’re regulated by the Financial Conduct Authority, and we work with banks to process payments and keep your money safe.
We offer two types of accounts: business accounts and merchant accounts. You can use a Moneff business account the same way you’d use a business current account with your bank. Our merchant accounts allow you to accept credit and debit card payments and payments using alternative methods such as cryptocurrencies and e-wallets.
UK registered SMEs, sole traders, freelancers and contractors can apply for a Moneff business or merchant account, subject to our eligibility criteria. Non-UK registered applicants or UK registered applicants with complex business structures may be eligible for our Bespoke account plan, subject to evaluation.
We always aim to approve as many as applications as possible. The approval or rejection of any application is based on the approval polices that are in place at the time of your application.
Some business activities and transaction types are prohibited with Moneff and evidence of business conducted in these areas will result in the rejection of your application or closure of your active Moneff account. The list of prohibited activities and transactions, as per our T&Cs, includes but is not limited to:

- Adult entertainment
- Unlicensed or unregulated gambling, financial services, forex/crypto trading or lotteries
- Weapons (including without limitation, knives, firearms or ammunition)
- Items which pose consumer safety risks (including but not limited to tobacco, e-cigarettes, marijuana, illegal and controlled drugs, unapproved medical devices)
- Any items that promote hate, violence or racial intolerance
- For full details on our prohibited transactions and activities please refer to section 14 of our terms and conditions here.

Moneff is is an Electronic Money Institution authorised by the United Kingdom Financial Conduct Authority under the Electronic Money Regulations 2011 and Payment Service Regulations 2017.

We keep your money in ring-fenced accounts in Germany and the UK. We can only use your money to fulfil your requests. We can’t take any risks with it nor use it for our own benefit. In the unlikely event that we become insolvent, your funds will be kept safe by being held in a specifically designated safeguarding account.
Cookies
Cookies help protect our website site and provide you with a better browsing experience. To find out more or to manage your own settings, click ‘Manage cookies’.

Cookie settings

Protecting your privacy

At Moneff we are fully committed to ensuring the privacy and security of everyone that visits or website is protected at all times.

For more information about how your privacy is protected please refer to our privacy policy.

If you have any additional questions, you can contact us at [email protected]

Strictly necessary cookies

Some of the cookies we use on your browser ensure that our website delivers you information securely - helping to keep you (and us) safe. You are unable to opt out of these cookies being applied when using our online services.

Site performance & analytics cookies

We use a number of tools that monitor visitor behaviour to help us continually improve the user experience.