Nice to meet you again

You should activate me first to discover all my features

You should activate me first to discover all my features

Card activation methods

By ATM machine

Just find any ATM maching and check your balance

Chip & PIN

Buy anything using your card and entering your PIN code

Card features

  • Multicurrency card
  • Free virtual card
  • Card Payments
  • Manage card easily
  • Additional Security

Common questions

Moneff is a payment institution, not a bank. We’re regulated by the Financial Conduct Authority, and we work with banks to process payments and keep your money safe.
We offer two types of accounts: business accounts and merchant accounts. You can use a Moneff business account the same way you’d use a business current account with your bank. Our merchant accounts allow you to accept credit and debit card payments and payments using alternative methods such as cryptocurrencies and e-wallets.
UK registered SMEs, sole traders, freelancers and contractors can apply for a Moneff business or merchant account, subject to our eligibility criteria. Non-UK registered applicants or UK registered applicants with complex business structures may be eligible for our Bespoke account plan, subject to evaluation.
We always aim to approve as many as applications as possible. The approval or rejection of any application is based on the approval polices that are in place at the time of your application.
Some business activities and transaction types are prohibited with Moneff and evidence of business conducted in these areas will result in the rejection of your application or closure of your active Moneff account. The list of prohibited activities and transactions, as per our T&Cs, includes but is not limited to:

- Adult entertainment
- Unlicensed or unregulated gambling, financial services, forex/crypto trading or lotteries
- Weapons (including without limitation, knives, firearms or ammunition)
- Items which pose consumer safety risks (including but not limited to tobacco, e-cigarettes, marijuana, illegal and controlled drugs, unapproved medical devices)
- Any items that promote hate, violence or racial intolerance
- For full details on our prohibited transactions and activities please refer to section 14 of our terms and conditions here.

Moneff is is an Electronic Money Institution authorised by the United Kingdom Financial Conduct Authority under the Electronic Money Regulations 2011 and Payment Service Regulations 2017.

We keep your money in ring-fenced accounts in Germany and the UK. We can only use your money to fulfil your requests. We can’t take any risks with it nor use it for our own benefit. In the unlikely event that we become insolvent, your funds will be kept safe by being held in a specifically designated safeguarding account.
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Protecting your privacy

At Moneff we are fully committed to ensuring the privacy and security of everyone that visits or website is protected at all times.

For more information about how your privacy is protected please refer to our privacy policy.

If you have any additional questions, you can contact us at [email protected]

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